Mohamed Abdalla Mohamed Alsari Almheiri
This certificate is developed by the Emirates Institute of Finance and accredited by the Chartered Banker Institute.
The EIF International Certificate in Credit Analysis is an ideal qualification for those wanting to understand the credit landscape. The certificate equips learners with essential skills such as financial statement analysis, credit appraisal and credit risk management, which will enable credit professionals to perform their tasks effectively.
After completion of the certification, the learner should be able to:
Analyse the financial statements and evaluate the credit risk profile of an entity.
Understand different ways of creative accounting and identify red flags in financial statements.
Evaluate the credit risk by assessing operating environment, business profile and corporate governance.
Understand how to mitigate risk through documentation, covenants, and collateral.
Understand the causes of loan distress and develop restructuring plans.