Bittu Kumar Tiwari

CHARTERED BANKER INSTITUTE

This is to certify that

Bittu Kumar Tiwari

has completed the examinations prescribed by the Board of Trustees and has been awarded the

Professional Banker Certificate

141171273

Should you need to verify this certificate, please contact: Chartered Banker Institute, 2nd Floor, 39 George Street, Edinburgh, EH2 2HN Email: info@charteredbanker.com Charitable Body No: SC013927