Hak Ngan Teo

CHARTERED BANKER INSTITUTE

This is to certify that

Hak Ngan Teo

has completed the examinations prescribed by the Board of Trustees and has been awarded the

Certificate in Green and Sustainable Finance

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Should you need to verify this certificate, please contact: Chartered Banker Institute, 2nd Floor, 39 George Street, Edinburgh, EH2 2HN Email: info@charteredbanker.com Charitable Body No: SC013927

CHARTERED BANKER INSTITUTE

This is to certify that

Hak Ngan Teo

has fulfilled the membership requirements prescribed by the Board of Trustees and is hereby eligible to use the designation

GSFP (Green and Sustainable Finance Professional)

Continued use of this designation requires the holder to maintain membership, to comply with the Institute’s Code of Professional Conduct and meet the requirements of the Institute’s Continuing Professional Development (CPD) scheme on an annual basis.

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