Kai Ru Ho

CHARTERED BANKER INSTITUTE

has completed the examinations prescribed by the Board of Trustees and has been awarded the

This is to certify that

Certificate in Green and Sustainable Finance

70983937

Should you need to verify this certificate, please contact: Chartered Banker Institute, 2nd Floor, 39 George Street, Edinburgh, EH2 2HN Email: info@charteredbanker.com Charitable Body No: SC013927

Kai Ru Ho

CHARTERED BANKER INSTITUTE

has fulfilled the membership requirements prescribed by the Board of Trustees and is hereby eligible to use the designation

This is to certify that

Continued use of this designation requires the holder to maintain membership, to comply with the Institute’s Code of Professional Conduct and meet the requirements of the Institute’s Continuing Professional Development (CPD) scheme on an annual basis.

GSFP (Green and Sustainable Finance Professional)

Kai Ru Ho

70983935