Michelle Silver

Statement of Professional Standing

has an appropriate qualification and has signed a declaration which states that in the preceding 12 months they have kept their Regulatory Continuing Professional Development up to date and have complied with all the relevant provisions of the Financial Conduct Authority's individual conduct regime as applicable to retail investment advisers. This individual is a member of the Chartered Banker Institute and as such is bound by our Code of Professional Conduct.

The Chartered Banker Institute confirms that

115166416

CHIEF EXECUTIVE Chartered Banker Institute

Should you need to verify this certificate, please contact: Chartered Banker Institute, 2nd Floor, 39 George Street, Edinburgh, EH2 2HN Email: info@charteredbanker.com Charitable Body No: SC013927

Michelle Silver

This Statement of Professional Standing is valid for the period:

This document is the property of the Chartered Banker Institute and should be returned on request.

Giving financial advice is an activity regulated by the Financial Conduct Authority (FCA). Details about an adviser's status can be found on the FCA website http://www.fca.orgluk/consumers

to

Statement of Professional Standing

has an appropriate qualification and has signed a declaration which states that in the preceding 12 months they have kept their Regulatory Continuing Professional Development up to date and have complied with all the relevant provisions of the Financial Conduct Authority's individual conduct regime as applicable to retail investment advisers. This individual is a member of the Chartered Banker Institute and as such is bound by our Code of Professional Conduct.

The Chartered Banker Institute confirms that

81106036

CHIEF EXECUTIVE Chartered Banker Institute

Should you need to verify this certificate, please contact: Chartered Banker Institute, 2nd Floor, 39 George Street, Edinburgh, EH2 2HN Email: info@charteredbanker.com Charitable Body No: SC013927

Michelle Silver

This Statement of Professional Standing is valid for the period:

This document is the property of the Chartered Banker Institute and should be returned on request.

Giving financial advice is an activity regulated by the Financial Conduct Authority (FCA). Details about an adviser's status can be found on the FCA website http://www.fca.orgluk/consumers

to